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A loan against property (LAP) is a sort of ensured loan that may benefit both salaried individuals and enterprises. When you mortgage your home or business property, the loan is approved. We authorize the credit amount equal to the property’s current worth. As a loan buyer, you can mortgage your own home, a rental property, or any piece of land you own. However, you must ensure that the property’s title is clear.
This facility is available to self-employed individuals who are looking for funding to expand their firm. Salaried professionals facing a sudden medical crisis or those wishing to finance their children’s further education can use this tool to raise cash.
A LAP protects one’s funds, but it also offers low-cost EMIs with repayment terms ranging from 15 to 20 years. The low-interest rates on these loans make repayment easier.
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